Financial Education: Why Do Schools Not Teach About Wealth Creation?


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I never knew about sales, business or investment until I got married and had a kid. If I had known about them when I was younger, I would’ve ventured into it probably even while I was in college. I would’ve put money in mutual funds. I was then earning quite a bit of money while schooling and I didn’t know where to put my money except in the bank or the movies.

Schools generally offer academic and professional learning–but not about financial education. We learn reading, writing, arithmetic, and later learn about a course and how to be an expert in the field of our interest. These are vital.  But still, they don’t teach us about how to create excess money and how to make it work for us–which I believe are crucial for people from all walks of life.

If you’re a human being (and I’m sure you are), you need to know a lot about money. I mean, just look at this–it’s completely useless to learn about health and diseases and compassion for people and service to mankind and to God if you don’t have money. So, why do schools just teach about health, the economy, diseases, management, religion, government, politics, etc. and yet don’t teach us about creating wealth?

All they tell us (and what all people tell us) is that we need education so we can later get a good job. And jobs, no matter how good and high-paying, NEVER create excess money that will enable us to invest and create real wealth.

Investment is the key to wealth creation and financial freedom which everybody on the planet has the right to, rich or poor. Staying with our jobs and small businesses will never amount to anything except financial woes. We will never realize our full potentials with them. But we stick to them anyway. Why? Because nobody (not even schools and universities) taught us what’s really worth learning about money–how to create excess money for investments. How excess money can start working for us!

This is the key to financial abundance and freedom which God has made available to us. I hate seeing charity organizations or churches soliciting money or asking for donations. Jesus and his ministry in the bible never did them and the Acts church actually did a business–that’s what bible schools and seminaries never teach.

Employment and small businesses (which Robert Kiyosaki calls personal jobs) keep us in bondage to money. But if we go forward a bit more, we will discover that small businesses can be innovated to accumulate wealth so we can engage in investments. Big business is when we use people we need so we will no longer do the hard work. But investment is when we use our money so we no longer rely on labor force and hard work. That’s the goal–when we have made money a good servant.

More on this from Robert Kiyosaki. Watch the video below to learn especially about active and passive investors.

I got most of my financial education from the seminars I attend at Sun Life financial, being a government licensed financial advisor, and from what I learn as I research about it on the Net. But I hope schools, especially colleges, would soon include it in their curriculum (I mean, teach it like how Kiyosaki would), especially schools in Manila.


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